:root{--navy:#0b2d66;--navy2:#123f86;--gold:#d8ad43;--ink:#172033;--muted:#647084;--cream:#f7f9fc;--white:#fff;--line:#e5eaf2;--shadow:0 18px 45px rgba(10,35,75,.10)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);line-height:1.65;background:#fff}a{color:inherit;text-decoration:none}.container{width:min(1120px,92%);margin:auto}.topbar{background:var(--navy);color:#fff;font-size:.9rem}.topbar .container{display:flex;justify-content:flex-end;gap:22px;padding:8px 0}.topbar a:hover{color:#f3d57e}.nav{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 4px 18px rgba(0,0,0,.04)}.navin{display:flex;align-items:center;justify-content:space-between;gap:28px;padding:12px 0}.brand img{width:78px;height:78px;object-fit:contain}.navlinks{display:flex;align-items:center;gap:23px;font-weight:650;font-size:.93rem}.navlinks a{padding:8px 0}.navlinks a:hover,.navlinks a.active{color:var(--navy)}.menu{display:none;border:0;background:none;font-size:1.7rem}.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:8px;padding:12px 18px;font-weight:750;border:2px solid transparent;transition:.2s}.btn-primary{background:var(--navy);color:#fff}.btn-primary:hover{background:var(--navy2);transform:translateY(-1px)}.btn-gold{background:var(--gold);color:#111}.btn-outline{border-color:var(--navy);color:var(--navy);background:#fff}.hero{background:linear-gradient(90deg,rgba(8,34,76,.94),rgba(8,34,76,.76)),url('home.jpg') center/cover;min-height:580px;display:flex;align-items:center;color:#fff}.hero .content{max-width:720px;padding:70px 0}.eyebrow{text-transform:uppercase;letter-spacing:.13em;font-weight:800;font-size:.78rem;color:var(--gold);margin-bottom:14px}.hero h1{font-size:clamp(2.5rem,5vw,4.5rem);line-height:1.05;margin:0 0 20px}.hero p{font-size:1.15rem;max-width:650px;color:#eef3fb}.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}.section{padding:78px 0}.section.alt{background:var(--cream)}.section-head{max-width:720px;margin-bottom:34px}.section h2{font-size:clamp(1.9rem,3.2vw,2.7rem);line-height:1.15;margin:0 0 14px;color:var(--navy)}.section-head p{color:var(--muted)}.grid{display:grid;gap:22px}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-2{grid-template-columns:repeat(2,1fr)}.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px;box-shadow:0 8px 25px rgba(10,35,75,.05)}.card h3{margin:0 0 9px;color:var(--navy)}.icon{width:48px;height:48px;border-radius:12px;background:#eaf0fb;color:var(--navy);display:grid;place-items:center;font-size:1.35rem;margin-bottom:16px}.split{display:grid;grid-template-columns:1fr 1fr;gap:52px;align-items:center}.photo{width:100%;border-radius:18px;box-shadow:var(--shadow);display:block}.checks{padding:0;margin:18px 0;list-style:none}.checks li{position:relative;padding:9px 0 9px 28px}.checks li:before{content:'✓';position:absolute;left:0;top:8px;color:var(--gold);font-weight:900}.band{background:var(--navy);color:#fff;padding:48px 0}.band .container{display:flex;align-items:center;justify-content:space-between;gap:30px}.band h2{color:#fff;margin:0}.pill{display:inline-block;background:#edf2fb;color:var(--navy);border-radius:99px;padding:6px 11px;font-size:.82rem;font-weight:750;margin:4px}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:15px;counter-reset:step}.step{position:relative;padding:24px;background:#fff;border:1px solid var(--line);border-radius:14px}.step:before{counter-increment:step;content:counter(step);width:38px;height:38px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-weight:800;margin-bottom:13px}.contactbox{background:var(--cream);border-radius:18px;padding:30px}.form{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field{display:flex;flex-direction:column;gap:6px}.field.full{grid-column:1/-1}.field label{font-weight:700;font-size:.9rem}.field input,.field select,.field textarea{font:inherit;border:1px solid #ccd5e4;border-radius:9px;padding:12px 13px;background:#fff}.field textarea{min-height:130px;resize:vertical}.footer{background:#081f47;color:#dce5f4;padding:52px 0 20px}.footergrid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:35px}.footer h3{color:#fff;margin-top:0}.footer a:hover{color:#fff}.copyright{border-top:1px solid rgba(255,255,255,.15);margin-top:35px;padding-top:18px;font-size:.86rem;color:#aebbd0}.pagehero{background:linear-gradient(120deg,var(--navy),#164889);color:#fff;padding:75px 0}.pagehero h1{font-size:clamp(2.2rem,4vw,3.5rem);margin:0 0 10px}.pagehero p{max-width:720px;color:#dce7f7;margin:0}.notice{border-left:4px solid var(--gold);background:#fff8e6;padding:17px 20px;border-radius:0 10px 10px 0}.center{text-align:center}.small{font-size:.9rem;color:var(--muted)}
@media(max-width:850px){.navlinks{display:none;position:absolute;left:0;right:0;top:103px;background:#fff;border-bottom:1px solid var(--line);padding:18px 4%;flex-direction:column;align-items:flex-start}.navlinks.open{display:flex}.menu{display:block}.grid-3,.steps{grid-template-columns:1fr 1fr}.split{grid-template-columns:1fr}.band .container{flex-direction:column;align-items:flex-start}.footergrid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.topbar .container{justify-content:center;gap:14px;font-size:.78rem}.brand img{width:66px;height:66px}.navlinks{top:90px}.hero{min-height:560px}.section{padding:58px 0}.grid-3,.grid-2,.steps,.form,.footergrid{grid-template-columns:1fr}.field.full{grid-column:auto}.actions .btn{width:100%}}